Earn rates
The business card earns at a premium rate on WestJet travel and on categories that reflect typical business spend: telecommunications, shipping, and electronics. Everything else earns at the same flat rate as the personal World Elite.
| Spending category | Earn rate | Value per $100 spent |
|---|---|---|
| WestJet flights and vacation packages (WestJet Vacations, Sunwing Vacations) | 3 pts / $1 | ~$3.00 |
| Telecommunications, shipping, and electronics | 3 pts / $1 | ~$3.00 |
| Everything else | 1.5 pts / $1 | ~$1.50 |
WestJet points cash out at a fixed value toward WestJet bookings with no award chart to navigate. Points earned on employee cards pool with the primary business account and can also be combined with points from personal WestJet RBC cards held by the same cardholder.
Benefits
| Benefit | Details |
|---|---|
| WestJet Silver status | Instant on approval, valid through December 31 of the following year. Renewed automatically each year you spend $30,000 on the card. |
| Priority check-in and boarding | Silver status benefit on all WestJet-operated flights. |
| Free checked bags | Two free checked bags for the cardholder and up to eight companions on the same WestJet booking. |
| Lounge passes | Airport lounge passes included with Silver status. |
| Status Lift | Every $5,000 in card purchases earns $200 in Tier Qualifying Dollars, counting toward Gold or Platinum status regardless of how much you fly. |
| Points pooling | WestJet points earned across all employee cards and personal WestJet RBC cards can be combined into one account. |
| Travel insurance | Trip cancellation, trip interruption, and emergency medical coverage (up to 15 consecutive days per trip outside Canada). |
| Petro-Canada | Save 3¢/L on fuel and earn 20% more Petro-Points when the card is linked to a Petro-Canada account. |
| DoorDash DashPass | Complimentary 12-month DashPass subscription with $0 delivery fees on eligible orders of $15 or more. |
| Rexall Be Well | Earn 50 Be Well points per $1 spent on eligible purchases at Rexall. |
WestJet Silver status
Silver is the first tier above base in WestJet Rewards. The business card grants it automatically within ten days of account approval, covering the cardholder through December 31 of the year following approval. After that, spending $30,000 per year on the card keeps Silver active without any flying required.
Silver perks that matter most on the day of travel: priority check-in, priority boarding, two free checked bags (for the cardholder and up to eight companions on the same reservation), and lounge passes for airport downtime. For a business traveller flying WestJet even a handful of times per year, the bag savings alone offset a meaningful portion of the $175 fee.
Status Lift: a path to Gold and Platinum
Beyond Silver, every $5,000 in everyday card purchases earns $200 in Tier Qualifying Dollars (TQD), which count directly toward the next status tier. A cardholder spending $5,000 per month generates $2,400 in TQD annually through spending alone. Combined with flight TQD earned on WestJet bookings, frequent business travellers can realistically reach Gold or Platinum status without hitting flight thresholds.
| Status tier | TQD required | Card spend to reach (TQD only) |
|---|---|---|
| Silver | Included with card | Automatic on approval |
| Gold | $3,000 TQD | $75,000 in card purchases |
| Platinum | $6,000 TQD | $150,000 in card purchases |
Most cardholders reach Gold through a combination of card spend and flight TQD rather than card spend alone. The table above shows pure card spend for reference; any WestJet flying reduces the spending required.
Travel insurance
- Trip cancellation
- Trip interruption
- Emergency medical (15 days)
- Rental car collision / damage
- Common carrier accident
- Baggage delay and loss
Coverage limits and eligibility conditions apply. Always review the certificate of insurance before travel and confirm whether your specific trip qualifies.
What the earn math looks like
A business cardholder with $3,000 per month in total spending, split across typical categories:
| Category | Monthly spend | Rate | Monthly pts |
|---|---|---|---|
| WestJet flights | $500 | 3 pts / $1 | 1,500 |
| Telecom and shipping | $400 | 3 pts / $1 | 1,200 |
| All other business spend | $2,100 | 1.5 pts / $1 | 3,150 |
| Total | $3,000 | 5,850 pts / mo |
70,200 WestJet points per year from card spend at this level (~$702 in WestJet travel). Net of the $175 annual fee, that is about $527 in travel value, before any value from Silver status, bag savings, or the 45,000-point welcome bonus (~$450 in WestJet travel).
Good fit if
- You or your employees fly WestJet regularly and currently pay for checked bags or lack priority boarding.
- A meaningful share of business spending falls in telecom, shipping, or electronics, where the 3 points per dollar rate applies.
- You want WestJet status without relying on flight volume alone — Status Lift lets card spending count toward Gold.
Less useful if
- Your business travel is split across multiple carriers with no strong WestJet concentration.
- You prefer a transferable points currency for premium cabin redemptions on international airlines.
- Business spending is mostly in categories outside telecom, shipping, and electronics, where a flat-rate card earning uniformly higher may outperform.