Earn rates
| Spending category | Earn rate | Value per $100 spent |
|---|---|---|
| WestJet flights & vacation packages | 1.5 pts / $1 | ~$1.50 |
| Restaurants, food delivery, streaming, digital subscriptions & games | 1.5 pts / $1 | ~$1.50 |
| Everything else | 1 pt / $1 | ~$1.00 |
1 WestJet point ≈ $0.01 CAD redeemed on WestJet bookings. Exact value depends on fare and redemption.
Benefits
| Benefit | Details |
|---|---|
| Free checked bag | Cardholder plus up to 8 companions on the same WestJet booking. WestJet-operated flights only. |
| Annual companion voucher | Issued each year after $2,500 in annual card spend. Covers the companion base fare on a round-trip WestJet economy booking starting at $199. Can also be exchanged for a 25% fare discount or 5,000 bonus points. Taxes and fees still apply. |
| Welcome bonus | Up to 10,000 WestJet points (~$100 in travel) with $1,000 spend in the first 3 months. Verify current offer with RBC before applying. |
| Travel insurance | Travel accident ($500,000), delayed baggage ($500), rental car collision/damage ($65,000), hotel burglary ($2,500). No travel medical or trip cancellation coverage. |
| Petro-Canada savings | 3¢/L discount on fuel when linked to a Petro-Canada account. |
What your monthly spend earns
| Category | Monthly spend | Rate | Monthly pts |
|---|---|---|---|
| WestJet, dining & streaming | $500 | 1.5x | 750 |
| All other spending | $2,000 | 1x | 2,000 |
| Total | $2,500 | 2,750 pts / mo |
33,000 pts / year (~$330 in WestJet travel). ~1.10% effective return on diversified spend. The World Elite earns more at the same spend level, before accounting for its $119 annual fee.
Good fit if
- You fly WestJet once or twice a year and can realistically hit $2,500 in annual card spend to unlock the companion voucher.
- You regularly eat out or subscribe to streaming services — the 1.5x rate on dining and digital makes this card earn above its weight on everyday spend.
- You check bags on WestJet flights. The free bag covers the cardholder and up to 8 companions on every booking.
Less useful if
- You fly WestJet frequently. The World Elite earns more across more categories — the breakeven versus the $119 fee is typically reached at a modest spend level.
- You need travel medical or trip cancellation coverage. This card has neither.
- You travel internationally often. This card has no special benefits for international spending and no waiver of currency conversion costs.
See it in action
🌲
Western Canadian Getaways
Return economy for two · Vancouver ↔ Calgary or Edmonton
Two hours of flying, two completely different weekends. See what this card's points and companion voucher actually book across Western Canada.
See the math →