Earn rates

Spending category Earn rate Value per $100 spent
WestJet flights & vacation packages 1.5 pts / $1 ~$1.50
Restaurants, food delivery, streaming, digital subscriptions & games 1.5 pts / $1 ~$1.50
Everything else 1 pt / $1 ~$1.00

1 WestJet point ≈ $0.01 CAD redeemed on WestJet bookings. Exact value depends on fare and redemption.

Benefits

Benefit Details
Free checked bag Cardholder plus up to 8 companions on the same WestJet booking. WestJet-operated flights only.
Annual companion voucher Issued each year after $2,500 in annual card spend. Covers the companion base fare on a round-trip WestJet economy booking starting at $199. Can also be exchanged for a 25% fare discount or 5,000 bonus points. Taxes and fees still apply.
Welcome bonus Up to 10,000 WestJet points (~$100 in travel) with $1,000 spend in the first 3 months. Verify current offer with RBC before applying.
Travel insurance Travel accident ($500,000), delayed baggage ($500), rental car collision/damage ($65,000), hotel burglary ($2,500). No travel medical or trip cancellation coverage.
Petro-Canada savings 3¢/L discount on fuel when linked to a Petro-Canada account.

What your monthly spend earns

Monthly spend $2,500
Category Monthly spend Rate Monthly pts
WestJet, dining & streaming $500 1.5x 750
All other spending $2,000 1x 2,000
Total $2,500 2,750 pts / mo

33,000 pts / year (~$330 in WestJet travel). ~1.10% effective return on diversified spend. The World Elite earns more at the same spend level, before accounting for its $119 annual fee.

Good fit if

  • You fly WestJet once or twice a year and can realistically hit $2,500 in annual card spend to unlock the companion voucher.
  • You regularly eat out or subscribe to streaming services — the 1.5x rate on dining and digital makes this card earn above its weight on everyday spend.
  • You check bags on WestJet flights. The free bag covers the cardholder and up to 8 companions on every booking.

Less useful if

  • You fly WestJet frequently. The World Elite earns more across more categories — the breakeven versus the $119 fee is typically reached at a modest spend level.
  • You need travel medical or trip cancellation coverage. This card has neither.
  • You travel internationally often. This card has no special benefits for international spending and no waiver of currency conversion costs.
World Elite overview → Side-by-side comparison → WestJet Rewards program → Case study: Western Canadian Getaways →