Earn rates

Spending category Earn rate Value per $100 spent
All eligible purchases 1 pt / $1 ~$1.00

Value shown at 1 Avion point ≈ $0.01 CAD through the Avion Rewards portal. Transfer to a partner program can return more on the right redemption. The Avion Visa Infinite earns 1.25x on travel purchases for the same $120 annual fee, if you meet the $60K personal income requirement.

Benefits

Benefit Details
Welcome bonus Up to 70,000 Avion points: 35,000 on approval, 20,000 after $5,000 spend in the first 6 months, 15,000 one-time anniversary bonus. Verify current offer with RBC before applying.
Transfer partners British Airways Executive Club (1:1), WestJet Rewards (100 pts = $1 WJD), American Airlines AAdvantage (10:7), Cathay Pacific Asia Miles (1:1).
Avion Rewards Elite status Automatic Elite membership included with the card. Unlocks additional redemption options and priority service within the Avion Rewards program.
Trip cancellation and interruption Coverage for non-refundable prepaid travel costs if a trip is cancelled or interrupted for a covered reason.
Travel accident insurance Coverage on common carrier travel when the fare is charged to the card.
Auto rental collision/loss damage Waiver covers damage or theft on eligible rental vehicles when the full rental is charged to the card.
Delayed baggage and flight delay Coverage for essential purchases if checked baggage is delayed, and for expenses resulting from a covered flight delay.
Hotel burglary insurance Coverage for personal belongings stolen from a hotel room during a covered trip.
Petro-Canada savings 3¢/L discount on fuel when the card is linked to a Petro-Canada account.
Be Well points at Rexall 50 Be Well points per dollar spent at Rexall when paying with this card.
Purchase protection and extended warranty 90-day purchase protection against theft or damage; 1-year extended warranty on eligible purchases.

What your monthly spend earns

Monthly spend $2,500
Category Monthly spend Rate Monthly pts
All eligible purchases $2,500 1x 2,500 pts / mo

30,000 pts / year (~$300 in Avion portal travel, $180 net of $120 fee). ~1.00% effective return. If you meet the $60K personal income requirement, the Avion Visa Infinite earns 1.25x on travel purchases for the same annual fee.

Good fit if

  • You want access to the Avion transfer network — British Airways Avios, American Airlines, Cathay Pacific Asia Miles — but don’t meet the $60K personal income requirement for the Visa Infinite.
  • You want a strong opening bonus to seed a specific award. The current welcome offer of up to 70,000 points gives you a meaningful head start toward a business class transfer redemption.
  • You want a single flat earn rate with no category tracking, and you bank with RBC, so keeping points within one relationship matters.

Less useful if

  • You meet the $60K personal income requirement. The Avion Visa Infinite earns 1.25x on travel for the same $120 annual fee — a better return at no extra cost.
  • You want high earn rates on everyday categories. At 1 pt/$1 across the board, the effective return is 1% at portal value — lower than grocery or gas-focused cards at this fee level.
  • You want premium perks like lounge access. The Avion Visa Infinite Privilege includes Dragon Pass, though at a much higher fee.
Compare all 3 Avion cards → Avion Visa Infinite → Avion Visa Infinite Privilege → Avion Rewards program →