Earn rates

Spending category Earn rate Value per $100 spent
Travel purchases (flights, hotels, car rentals, cruises, travel agencies) 1.25 pts / $1 ~$1.25
Everything else 1 pt / $1 ~$1.00

Value shown at 1 Avion point ≈ $0.01 CAD through the Avion Rewards portal. Transfer to a partner program can return more on the right redemption.

Benefits

Benefit Details
Welcome bonus Typically 35,000 Avion points on approval (~$350 in portal travel). Verify current offer with RBC before applying.
Transfer partners British Airways Executive Club (1:1), WestJet Rewards (100 pts = $1 WJD), American Airlines AAdvantage (10:7), Cathay Pacific Asia Miles (1:1).
Emergency medical insurance Out-of-province emergency medical coverage for the first 15 days of a trip.
Trip cancellation and interruption Coverage for non-refundable prepaid travel costs if a trip is cancelled or interrupted for a covered reason.
Travel accident insurance $500,000 common carrier accident coverage.
Auto rental collision/loss damage Waiver covers damage or theft on eligible rental vehicles when the full rental is charged to the card.
Delayed and lost baggage Coverage for essential purchases if checked baggage is delayed or lost.
Hotel burglary insurance Coverage for personal belongings stolen from a hotel room during a covered trip.
Petro-Canada savings 3¢/L discount on fuel when the card is linked to a Petro-Canada account.
Be Well points at Rexall 50 Be Well points per dollar spent at Rexall when paying with this card.
Purchase protection and extended warranty 90-day purchase protection against theft or damage; 1-year extended warranty on eligible purchases.

What your monthly spend earns

Monthly spend $2,500
Category Monthly spend Rate Monthly pts
Travel $375 1.25x 469 pts
All other spending $2,125 1x 2,125 pts
Total $2,500 2,594 pts / mo

31,125 pts / year (~$311 in Avion portal travel, $191 net of $120 fee). ~1.04% effective return on diversified spend. The Avion Visa Infinite Privilege earns 1.25x on all spend, including non-travel categories.

Good fit if

  • You want a transferable-currency travel card through RBC, keeping rewards within one banking relationship.
  • You have a specific award target in a partner program, particularly British Airways Avios for short-haul North American routes or Cathay Pacific Asia Miles for premium cabin Asia travel.
  • You want a flexible base: redeem at 1¢/pt through the portal for everyday trips, transfer for bigger-value redemptions when the right award opens up.

Less useful if

  • You want elevated earn on everyday categories like groceries or gas. This card earns 1 pt/$1 on non-travel, which is a modest return at $120/year.
  • You fly Air Canada regularly. Aeroplan offers a deeper partner network and a dynamic award chart with more upside per point.
  • You travel internationally often. Both Avion cards are denominated in Canadian dollars and the earn rate on non-travel spend is modest for the fee.
Compare all 3 Avion cards → Avion Visa Platinum → Avion Visa Infinite Privilege → Avion Rewards program →