Tangerine · Credit Cards
Tangerine Credit Cards
Tangerine built its lineup around one idea: you choose where you earn most. The two Money-Back cards pay 2% cash back in categories you pick, with no annual fee and cash back paid monthly. The Rewards World Elite Mastercard applies the same chosen-category logic to Scene+ points instead, for a $120 fee. All three let you match the card to how you actually spend rather than the other way around.
Cash Back
| Card | Annual fee | Best for |
|---|---|---|
| Tangerine Money-Back Credit Card | $0 | 2% in up to three chosen categories, 0.5% elsewhere; no income requirement; cash back paid monthly |
| Tangerine Money-Back World Mastercard | $0 | Identical 2%/0.5% earn rates plus DragonPass lounge access, rental car and mobile device insurance, and a $120 welcome bonus; requires $50,000 personal or $80,000 household income |
Scene+ Points
| Card | Annual fee | Best for |
|---|---|---|
| Tangerine Rewards World Elite Mastercard | $120 | 1.5x Scene+ points in 3 categories you choose (switchable every 90 days), 1x elsewhere; $80,000 personal or $150,000 household income required; 4 DragonPass lounge passes |
Is a Tangerine card the right fit for your wallet?
A free consultation maps your spending against the available categories to see whether the 2% rate or a flat-rate alternative comes out ahead.