American Express · Credit Cards
American Express Aeroplan Credit Cards
American Express issues personal and business Aeroplan cards in Canada. The Reserve cards earn the highest Air Canada rate of any Aeroplan co-branded card: 3 points per dollar. Unlike TD and CIBC, Amex publishes no income requirement and offers no Nexus credit or banking fee waiver.
Aeroplan — Personal
| Card | Annual fee | Best for |
|---|---|---|
| American Express Aeroplan Card | $120 | Aeroplan earners who want 2x on Air Canada and 1.5x on dining without a high annual fee |
| American Express Aeroplan Reserve Card | $599 | Frequent Air Canada flyers who want unlimited Maple Leaf Lounge access, 3x on Air Canada, and a companion pass at $25,000 spend |
| Aeroplan Card vs. Reserve | Side-by-side comparison with breakeven calculator |
Aeroplan — Business
| Card | Annual fee | Best for |
|---|---|---|
| American Express Aeroplan Business Reserve Card | $599 | Frequent Air Canada business travellers who want Maple Leaf Lounge access with a guest, 3x on Air Canada, 2x on hotels and car rentals, and a flat $99 companion pass. |
Membership Rewards — Business
| Card | Annual fee | Best for |
|---|---|---|
| American Express Business Platinum Card | $799 | High-travel businesses that want unlimited Centurion and Priority Pass lounge access, Fixed Points Travel, hotel status at Marriott and Hilton, and the International Airline Program |
| American Express Business Edge Card | $89 | Everyday business spenders who want 3x Membership Rewards on restaurants, transit, and gas without paying for travel perks they won’t use |
Which Aeroplan card is the right fit?
A free consultation looks at how you fly, how you spend, and which issuer’s card belongs in your wallet.