Wealthsimple · Credit Cards
Wealthsimple Credit Cards
The Wealthsimple Card comes in two Visa Infinite versions, both earning a flat 2% cash back with no foreign transaction fees. The $20 monthly fee is waived for Wealthsimple Premium and Generation clients, or with $4,000 a month in direct deposits. The standard Visa Infinite sits at a $60,000 income bar; the Visa Infinite Privilege adds airport lounge access at a higher income requirement.
Cash Back
| Card | Annual fee | Best for |
|---|---|---|
| Wealthsimple Visa Infinite | $240 ($20/mo, waivable) | Wealthsimple clients who can waive the fee and want a flat 2% cash back with no FX fees, at a $60,000 income bar |
| Wealthsimple Visa Infinite Privilege | $240 ($20/mo, waivable) | Higher earners ($150,000 income) who want the same 2% and no FX fees plus 6 DragonPass lounge visits a year |
Is the Wealthsimple Card right for your wallet?
A free consultation looks at your Wealthsimple account status, your current card stack, and whether this card fills a gap or duplicates something you already have.