Scotiabank · Credit Cards
Scotiabank Travel Credit Cards
Scotiabank’s travel cards earn Scene+ points and charge no foreign transaction fees — rare among Canadian cards and a common recommendation for anyone who spends regularly in foreign currencies. The business lineup adds the no-FX Passport Visa Infinite Business alongside the Momentum for Business Visa, a simpler cash-back card for everyday operating spend.
Scene+ — Personal
| Card | Annual fee | Best for | |
|---|---|---|---|
| Scotiabank Gold American Express | $120 | High earners on groceries (6x), dining, and entertainment (5x) who also want no FX fees; no income requirement | Apply → |
| Scotiabank Passport Visa Infinite | $150 | Travellers who spend in foreign currencies and want no FX fees, six lounge passes, and 2x Scene+ on groceries, dining, entertainment, and transit | Apply → |
| Scotiabank Platinum American Express | $399 | A flat 2x Scene+ on every purchase with no FX fees, ten lounge visits across Priority Pass and Plaza Premium, and Amex concierge; no income requirement | Apply → |
| Scotiabank Passport Visa Infinite Privilege | $599 | Frequent travellers who will use the $250 travel credit, ten lounge visits, and up to $5M emergency medical, on top of no FX fees | Apply → |
Cash back — Personal
| Card | Annual fee | Best for | |
|---|---|---|---|
| Scotia Momentum Visa Infinite | $120 ($0 first yr) | 4% cash back on groceries and recurring bills, 2% on gas and transit, with travel insurance most cash back cards skip |
Business
| Card | Annual fee | Best for | |
|---|---|---|---|
| Scotiabank Passport Visa Infinite Business | $179 | Businesses that regularly pay in foreign currencies and want to eliminate the 2.5% FX fee on supplier payments, travel bookings, and cross-border transactions | Apply → |
| Scotia Momentum for Business Visa | $79 | Small businesses that want simple cash back — 3% on gas, dining, office supplies, and recurring bills, 2% on shipping and accounting — with no points program and no income requirement | Apply → |
Which Scotiabank card fits how you travel?
A free consultation looks at how you travel, where you spend, and what you already carry to find the right fit.