$180 annual fee. The only Canadian credit card that earns Asia Miles directly. Earns 4x on Cathay Pacific flights, 2x on foreign currency purchases, and 1x on all other Canadian spending. Includes a 60,000-mile welcome bonus, DragonPass lounge membership, and priority Cathay Pacific check-in.
Annual fee
$180 (+ $10 per supplementary card)
Income requirement
$80,000 personal / $150,000 household
Earn rates
4x Cathay Pacific at cathaypacific.com/ca · 2x foreign currency · 1x all other
Up to 60,000 Asia Miles in two stages: 35,000 miles deposited shortly after approval, then an additional 25,000 miles after spending $5,000 in net purchases within the first three months.
Benefits
Benefit
Details
DragonPass lounge membership
Access to 1,300+ airport lounges worldwide. No complimentary visits included; each visit costs $32 USD.
Priority online check-in
Priority check-in access on Cathay Pacific flights.
Extra checked bag
One additional checked baggage allowance on Cathay Pacific flights.
Business Class lounge redemption
Option to redeem Asia Miles for Cathay Pacific Business Class lounge access.
Emergency medical insurance
Included. Verify current coverage limits with Neo directly.
Trip cancellation insurance
Included.
Lost luggage insurance
Included.
What your monthly spend earns
Monthly spend$2,500
Category
Monthly pts
Annual pts
Base Canadian spend (1x)
Foreign currency (2x, estimated 15% of spend)
Total Asia Miles / year
Good fit if
You fly Cathay Pacific regularly or plan to redeem for Oneworld premium cabin flights
You spend meaningfully in foreign currency and want 2x earn on travel abroad
You want a direct path to Asia Miles without transferring from another program
Less useful if
You fly primarily Air Canada or domestic routes where Aeroplan is the stronger choice
Your household income is below the $80,000 / $150,000 threshold
You want complimentary lounge visits included in the annual fee rather than paid access