KOHO · Prepaid Cards
KOHO Prepaid Cards
KOHO is a prepaid Mastercard, not a traditional credit card. You load money and spend from that balance. On the Everything plan, no foreign transaction fees and 2% cash back on groceries, dining, and transportation make it a practical travel card for anyone who prefers to spend only what they have, or who does not qualify for a traditional credit card.
Prepaid Mastercard
| Plan | Fee | Best for |
|---|---|---|
| KOHO Essential | $0 / mo | Free plan: 1% on groceries, dining and transportation, 2% interest on balance, no credit check; foreign transaction fees still apply |
| KOHO Extra | $12 / mo | No FX fees at the lowest cost, 1.5% on groceries, dining and transportation, 2.5% interest, discounted credit building |
| KOHO Everything | $14.75 / mo | No FX fees, 2% on groceries, dining and transportation, 3.5% interest; top cash back rate and highest interest |
Is KOHO the right fit for how you travel?
A free consultation looks at your situation to determine whether a prepaid card, a traditional no-FX credit card, or a combination is the right call.